BASIC BUSINESS CHECKING FEE SCHEDULE
(EFFECTIVE February 1, 2008)
Deposit Account Charges
No Monthly Maintenance Fee
No Minimum Daily Balance Requirement
250 Free Transactions Per Month - Items Paid or Deposits Made
Additional Items are Only $.50 each
FREE On-line Banking Access
FREE On-line Bill Pay
All fees are per account and assessed on a monthly basis.
Overdraft Fees
| Insufficient Funds Charge per item paid or returned up to a daily maximum fee of $135. |
$27.00 |
| Uncollected Funds Charge per item paid or returned. |
$27.00 |
| An overdraft may be created by a check, in-person withdrawal, ATM withdrawal or other electronic means. |
Overdraft Coverage Services
Savings Overdraft Protection
Transfer funds from statement savings to checking with one fee assessed each day items are presented that are insufficient regardless of number of items to be paid. Fee deducted from savings account. |
$7.50 |
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Other Direct Service Charges
| Stop Payments |
$27.00 |
| Returned Deposited Items |
$5.00 |
Convenience Fees
| Checkbook Reconciliation - per hour |
$25.00 |
| Account Research - per hour |
$25.00 |
| Copy of Statement - per page |
$3.00 |
| Replace Debit/ATM Card |
$5.00 |
| Tax Levy Processing |
$30.00 |
| Collection Items - Foreign or Domestic |
$20.00 |
Wire Transfers
| Outgoing Domestic |
$15.00 |
| Outgoing Domestic Internet |
$10.00 |
| Outgoing Foreign |
$35.00 |
| Outgoing Foreign Internet |
$30.00 |
| Incoming |
$10.00 |
| All fees are assessed as services used and are deducted directly from the checking account. |
Other Fees
| Personal Money Orders |
$4.00 |
| Treasurer Checks |
$6.00 |
| Notary Service |
$1.25 |
| Lost Passbook Replacement |
$10.00 |
| Medallion Signature Guarantee for transfers greater than $3,000 |
$25.00 |
Original checks will not be returned.
