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With no or low closing costs and fixed-rate terms ranging from 5 to 20 years, a Home Equity Loan from Westfield Bank is a great way to pay off high-interest debt, make home improvements, or refinance a mortgage.

Apply online, stop by any of our 22 convenient offices, or call 413.568.1911.

*APRs are effective as of 8/27/2019, include a 0.25% discount with automatic payment from a Westfield Bank checking account, and are for first liens up to 80% combined loan to value on one to four unit owner-occupied primary residences including condominiums. Other interest rates and terms available. The 5 year term results in 60 monthly payments of $18.08 per $1,000 borrowed. The 20 year term results in 240 monthly payments of $6.06 per $1,000 borrowed.  Payment does not include taxes and insurance; your actual payment may be greater. Property insurance and flood insurance (if applicable) is required. The minimum Home Equity Loan amount is $5,000. Borrower-paid appraisal required for loans equal to or greater than $250,000 or for loans less than $250,000 where the bank is unable to determine a value using the standard method. Appraisal costs are $395 for a single family property or $625 for a 2-4 family property. Consult your tax advisor regarding the deductibility of mortgage interest. Offer may be rescinded at any time.