Home Sweet Loan.



> No annual fee
> No minimum draw required
> 10 year draw period (interest only payments)
> 15 year repayment period (principal + interest) 


Home Equity Line of Credit from Westfield Bank is a great way to make home improvements, consolidate debt, or set aside funds for emergency use. And right now, we're offering a great introductory annual percentage rate (APR).

Apply online, call 1-800-995-5734, or visit any of our convenient offices


*This Home Equity Line of Credit requires monthly payments to be automatically deducted from a Westfield Bank checking account. Account must be opened prior to closing. After the initial 12 month introductory period, the APR will be Prime rate as published in the Wall Street Journal, currently 4.25% as of 9/28/17. After 12 months, the rate will be variable and may increase. The maximum APR is 18%. The minimum APR is 4.25%. Rates are for owner occupied properties only. Maximum loan-to-value (LTV) is 80%. Borrower-paid appraisal required for loans equal to or greater than $250,000 or for loans less than $250,000 where the bank is unable to determine a value using the standard method. Appraisal costs are $395 for a single family property or $625 for a 2-4 family property. Other closing costs may vary based on the line of credit amount requested. Property insurance is required. Offer may be rescinded at any time.