FastTrack Business Credit

Fast funds for your business - up to $125,000!1

Need quick access to capital? With FastTrack Business Credit from Westfield Bank, apply online today and get fast approval with quick access to funds. Apply for a new line of credit up to $50,0002, a term loan up to $75,0003, or both. It’s banking made easy by the regional community bank focused on your business, your financial security, and the communities we share.

Credit score-driven approval means no piles of paperwork—just fast results. Because when opportunity knocks, better banking answers.

Apply online today or in-person at your nearby Westfield Bank branch!


Need a bigger business line or loan? Ask about our other options.

FastTrack Business Credit Rates

Annual Percentage Rates (APRs) are accurate as of March 18, 2026. All rates are subject to change without notice.

FastTrack Business Line of Credit Rates2

Annual Percentage Rate (APR) Minimum Line Maximum Line Annual Fee After the First Year Apply
15.99% $5,000 $25,000 $250 Apply Now
13.99% $25,001 $50,000 $250 Apply Now

FastTrack Business Term Loan3

Term Interest Rate Annual Percentage Rate (APR) Monthly Payment Per $1,000 Borrowed Apply
5 Years 7.000% 7.053% $19.80 Apply Now

1Maximum combined total of all FastTrack products is $125,000.

2Subject to credit and underwriting approval. Processing fee of $350 will apply if line of credit is approved and closed. Checking account required and must be opened prior to closing. Line of credit will be secured by a UCC filing and requires personal guarantees of owners.

3Subject to credit and underwriting approval. Terms up to five years. Processing fees of $95 will apply if the term loan is approved and closed, an RMV lienholder fee of $25 may apply. Term Loan will be secured by a UCC filing or title and requires personal guarantees of owners.

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