Home is where the heart is. And nothing warms ours more than helping a customer turn a house into a home.
With expert mortgage lenders at every branch office, local loan servicing, and the ability to apply online or in-person, Westfield Bank is the better way to buy, build, or refinance.
So whether you're a first-time buyer or planning to downsize, we'll be with you every step of the way to ensure a fast, easy, and stress-free experience. Welcome home.
Mortgage Products
Fixed-Rate Mortgages
With fixed rates and terms, Fixed-Rate Mortgages offer the peace of mind of a fixed monthly payment for the life of the loan. Fixed-Rate Mortgages can be used for primary or secondary residences.
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Adjustable Rate Mortgages
Designed to provide buyers with lower monthly payments, Adjustable Rate Mortgages have interest rates that are fixed for an initial term and then adjusted periodically thereafter. Available for primary or secondary residences, we offer a variety of adjustable rate terms.
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First-Time Homebuyers Programs
Featuring low down payments and special financing terms, our First-time Homebuyer Programs are designed to help new buyers purchase their first homes.
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Construction Loans
Building a home is a complex process. We work with you every step of the way to make your construction financing experience as stress-free as possible—from start to finishing nails.
- One qualification and one closing
- Interest-only payments during 12-month construction period
- Fixed-rate or adjustable rate mortgage options
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Land Loans
Found the perfect spot to build your new home? With a Land Loan from Westfield Bank, you can finance the purchase of land to build on. Maximum loan-to-value (LTV) is 70% with interest-only payments for three years.
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Investment Loans
Looking to purchase residential property as an investment? Our Investment Loans are a great way to finance non-owner occupied residential properties.
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