Deposit & Loan Accounts
Location Rates
Mortgage Rates
At Westfield Bank, we have the mortgage products, expertise, and lending power to help you go from "just looking" to packing boxes. With pre-qualification, a user-friendly online loan application, and mortgage professionals at all of ...
General Disclosures Applicable to All Mortgages
Unless otherwise noted, Annual Percentage Rates (APR) and payments assume a $200,000 mortgage, 20% down payment and 30-year term.
Loans with loan-to-value ratios greater than 80% require private mortg...
Home Equity Line & Loan Rates
You've put a lot of hard work into your home. And because of that, you've accumulated equity in your investment.
Why not put that equity to work for you to help finance additional home improvements, pay off high intere...
Consumer Loan Rates
Rates are subject to change without notice.
Subject to individuals residing or working in Western or Central Massachusetts; or Northern or Central Connecticut.
All Loans with an Asterisk (*) reflect a 0.250% interest rate...
Mortgage Rates
Mortgage Rates
At Westfield Bank, we have the mortgage products, expertise, and lending power to help you go from "just looking" to packing boxes. With pre-qualification, a user-friendly online loan application, and mortgage professionals at all of o...
General Disclosures Applicable to All Mortgages
Unless otherwise noted, Annual Percentage Rates (APR) and payments assume a $200,000 mortgage, 20% down payment and 30-year term.
Loans with loan-to-value ratios greater than 80% require private mortg...
Deposit Rates
The following Interest Rates and Annual Percentage Yields (APY) are accurate as of July 28, 2023.
Subject to customers residing or working in Western or Central Massachusetts; or Northern or Central Connecticut.Important Information
For all savings...
...
...
...
...
...
...
...
...
...
...
...
...
Home Equity Rates
Home Equity Line & Loan Rates
You've put a lot of hard work into your home. And because of that, you've accumulated equity in your investment.
Why not put that equity to work for you to help finance additional home improvements, pay off high inte...
...
Consumer Loan Rates
Rates are subject to change without notice.
Subject to individuals residing or working in Western or Central Massachusetts; or Northern or Central Connecticut.
All Loans with an Asterisk (*) reflect a 0.250% interest rate discount as long as ...
Loan Rates Interstitial
Great CD Rates
Certificate of Deposit Rates
The following Interest Rates and Annual Percentage Yields (APY) are accurate as of July 28, 2023.
Subject to customers residing or working in Hampden or Hampshire Counties of MA; Greater Granby CT Area, Northern Hartford or Northern Tolland Cou...
...
...
...
...
...
...
...
...
MLO
Annual Percentage Rates (APRs) are accurate as of October 2, 2023. All rates are subject to change without notice.Westfield Bank NMLS ID 439933...
General Disclosures Applicable to All Mortgages
Unless otherwise noted, Annual Percentage Rates (APR) and payments assume a $200,000 mortgage, 20% down payment and 30-year term.
Loans with loan-to-value ratios greater than 80% require private mortg...
Certificates of Deposit (CDs)
Classic Certificates of Deposit
Save safely, securely and reliably with CD terms from 3 months to five years.
Terms Available
• 3 Month WB Classic CD• 6 Month WB Classic CD• 12 Month WB Classic CD• 24 Month WB Classic ...
Government Payment Portal
With the Government Payment Portal, municipalities can increase revenue collection, reduce operating costs, and improve customer service via a fully-integrated enterprise payment portal solution.
Features and benefits include:
Advanced technologi...
Frequently Asked Questions
What is Westfield Bank's routing number?
Our routing number is 211871604
Is Westfield Bank in Massachusetts associated with Westfield Bank of Ohio?
No, Westfield Bank is not associated with Westfield Bank of Ohio.
Do you offer...
Do your branches have coin machines?
Yes, the following locations have coin machines:
WEST HARTFORDGRANBYSOUTH HADLEYWEST SPRINGFIELD - PARK STREETWESTFIELD - NORTHSIDEAGAWAMCHICOPEE - CENTER STREETCHICOPEE - MEMORIALEAST LONGMEADOWHOLYOKESPRINGF...
Lease vs Buy Calculator
Lease vs Buy Calculator
Use this calculator to decide whether leasing or buying a car is best for you
View our Auto Loan Interest Rates> ...
The information provided by these calculators is made available to you for illustrative purposes only and is not intended to provide investment advice. We cannot and do not guarantee the applicability of any information derived from your use of these...
Personal Line of Credit
Designed to cover checking overdrafts and provide cash when you need it.
Life happens. Unexpected expenses or bills that arrive at a challenging time can leave you with less in your checking account than you’d like. For qualifying customers, a Pers...
Personal Line of Credit Rates
Annual Percentage Rates (APRs) are accurate as of October 2, 2023. All rates are subject to change without notice. ...
Ready, Set, Grow.
Getting an early start learning about money is invaluable for young people. Understanding the importance of saving puts them on the road to financial independence. As the regional community bank that's focused on you, your financial security, and o...
...
Term Loans
Need to purchase new or used equipment, finance an expansion, or get an infusion of working capital? A fixed-rate term loan is a great way to give your business a boost.
Fixed Monthly Payment Ideal for BudgetingVariety of Loan Terms AvailableCompeti...
Home Equity
Borrowing from the equity in your home is a great way to pay off high-interest debt, make home improvements, pay tuition, or provide a source of funds for unforeseen or emergency expenses.
Featuring low interest rates, little or no closing costs, an...
*Account must be opened prior to closing. After the initial 3 month introductory period, the interest rate on an average daily balance of $24,999 or less for the monthly statement period will be Prime rate as published in the Wall Street Journal, c...
Contact Us
Other Convenient Services
Better banking is about convenience. With all you have to do each day, managing your money shouldn't slow you down. That's why we're committed to providing you with time-saving and convenient services.
Contactless VISA® Debit Card
Bank and shop wit...
Merchant Services
Westfield Bank has teamed up with Global Payments, one of the nation’s leading providers of payment processing services to offer you innovative, money-saving payment processing solutions.
Services Include:
Ability to accept all major credit and deb...
*Merchants on certain processing programs are not eligible for next-day funding; funding may be delayed by Global Payments’ Credit or Risk departments at any time. All accounts subject to credit approval; some restrictions and exclusions apply to all...
Overdraft Protection
What is an Overdraft?
An overdraft occurs when there's not enough available money in an account to cover a transaction. An account can be overdrawn in a variety of ways, including through an ATM transaction, electronic or in-person withdrawals, bill...
Click on the buttons below to view important information and tips to help you avoid overdrafts....
*$10 de minimis includes everyday debit card transactions but not recurring transactions.
**Overdraft fees include insufficient funds and uncollected funds fees....