Certificate of Deposit Rates

The following Interest Rates and Annual Percentage Yields (APY) are accurate as of July 2nd, 2021.

Subject to customers residing or working in Hampden or Hampshire Counties of MA; Greater Granby CT Area, Northern Hartford or Northern Tolland Counties of CT.

Important Information

  • For all savings and checking accounts, the interest rates are variable. For variable rate accounts, the rate may change after the account is opened.
  • Fees could reduce earnings on the accounts.
  • For time deposits, a penalty may be imposed for early withdrawal.

Questions about deposit rates?

Contact a Customer Service Representative at 413.568.1911 or 800.995.5734 or visit one of our convenient offices.

Certificates of Deposit

Type of Account Interest Rate APY Minimum Balance to Open*
3 Month WB Classic 0.10% 0.10% $1,000.00
6 Month WB Classic 0.10% 0.10% $1,000.00
12 Month WB Classic 0.10% 0.10% $1,000.00
24 Month WB Classic 0.10% 0.10% $1,000.00
36 Month WB Classic 0.10% 0.10% $1,000.00
48 Month WB Classic 0.10% 0.10% $1,000.00
60 Month WB Classic 0.10% 0.10% $1,000.00

*Minimum balance to earn APY is $10.00

Signature Certificates of Deposit*

Type of Account Interest Rate APY Minimum Balance to Open*
13 Month WB Signature 0.20% 0.20% $1,000.00

*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."

**Minimum balance to earn APY is $10.00

Business Certificates of Deposits*

Type of Account Interest Rate APY Minimum Balance to Open*
6 Month Business CD 0.10% 0.10% $1,000.00
12 Month Business CD 0.10% 0.10% $1,000.00
13 Month Business CD** 0.20% 0.20% $1,000.00
24 Month Business CD 0.10% 0.10% $1,000.00

*Minimum balance to earn APY is $10.00

**Only available to Business checking account owners

IRA Certificates of Deposit

Type of Account Interest Rate APY Minimum Balance to Open*
12 Month WB Classic 0.10% 0.10% $500.00
24 Month WB Classic 0.10% 0.10% $500.00
36 Month WB Classic 0.10% 0.10% $500.00
48 Month WB Classic 0.10% 0.10% $500.00
60 Month WB Classic 0.10% 0.10% $500.00

*Minimum balance to earn APY is $10.00

Signature IRA Certificates of Deposit*

Type of Account Interest Rate APY Minimum Balance to Open**
13 Month WB Signature 0.20% 0.20% $500.00

*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."

**Minimum balance to earn APY is $10.00

WB Retirement Accumulator Certificate of Deposit*

Type of Account Interest Rate APY Minimum Balance to Open**
13 Month 0.20% 0.20% $500.00

*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."

**Minimum balance to earn APY is $10.00

Add-On IRA Certificate of Deposit

Type of Account Interest Rate APY Minimum Balance to Open*
12 Month 0.15% 0.15% $50.00

*Minimum balance to earn APY is $10.00.