The following Interest Rates and Annual Percentage Yields (APY) are accurate as of October 4, 2024.
Subject to customers residing or working in Western or Central Massachusetts.
Important Information
- For all savings and checking accounts, the interest rates are variable. For variable rate accounts, the rate may change after the account is opened.
- Fees could reduce earnings on the accounts.
- For time deposits, a penalty may be imposed for early withdrawal.
Questions about deposit rates?
Contact a Customer Service Representative at 413.568.1911 or 800.995.5734 or visit one of our convenient offices.
Portfolio Certificates of Deposit* (WB Portfolio Checking Required)
Type of Account | Interest Rate | APY | Minimum Balance to Open** |
---|---|---|---|
7 Month WB Portfolio | 4.36% | 4.45% | $1,000.00 |
*Only available to WB Portfolio checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."
**Minimum balance to earn APY is $10.00
Signature Certificates of Deposit* (WB Performance or WB Signature Checking Required)
Type of Account | Interest Rate | APY | Minimum Balance to Open** |
---|---|---|---|
7 Month WB Signature | 4.22% | 4.30% | $1,000.00 |
*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."
**Minimum balance to earn APY is $10.00
Certificates of Deposit
Type of Account | Interest Rate | APY | Minimum Balance to Open* |
---|---|---|---|
3 Month WB Classic | 0.10% | 0.10% | $1,000.00 |
6 Month WB Classic | 0.10% | 0.10% | $1,000.00 |
12 Month WB Classic | 0.10% | 0.10% | $1,000.00 |
24 Month WB Classic | 0.10% | 0.10% | $1,000.00 |
36 Month WB Classic | 0.10% | 0.10% | $1,000.00 |
48 Month WB Classic | 0.10% | 0.10% | $1,000.00 |
60 Month WB Classic | 0.10% | 0.10% | $1,000.00 |
*Minimum balance to earn APY is $10.00
Business Certificates of Deposits*
Type of Account | Interest Rate | APY | Minimum Balance to Open* |
---|---|---|---|
6 Month Business CD** | 4.22% | 4.30% | $1,000.00 |
12 Month Business CD | 0.10% | 0.10% | $1,000.00 |
24 Month Business CD | 0.10% | 0.10% | $1,000.00 |
*Minimum balance to earn APY is $10.00
**Only available to Business checking account owners
Portfolio IRA Certificates of Deposit* (WB Portfolio Checking Required)
Type of Account | Interest Rate | APY | Minimum Balance to Open** |
---|---|---|---|
7 Month WB Portfolio | 4.36% | 4.45% | $500.00** |
*Only available to WB Portfolio checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."
**Minimum balance to earn APY is $10.00
Signature IRA Certificates of Deposit* (WB Performance or WB Signature Checking Required)
Type of Account | Interest Rate | APY | Minimum Balance to Open** |
---|---|---|---|
7 Month WB Signature | 4.22% | 4.30% | $500.00 |
*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."
**Minimum balance to earn APY is $10.00
IRA Certificates of Deposit
Type of Account | Interest Rate | APY | Minimum Balance to Open* |
---|---|---|---|
12 Month WB Classic | 0.10% | 0.10% | $500.00 |
24 Month WB Classic | 0.10% | 0.10% | $500.00 |
36 Month WB Classic | 0.10% | 0.10% | $500.00 |
48 Month WB Classic | 0.10% | 0.10% | $500.00 |
60 Month WB Classic | 0.10% | 0.10% | $500.00 |
*Minimum balance to earn APY is $10.00
WB Retirement Accumulator Certificate of Deposit*
Type of Account | Interest Rate | APY | Minimum Balance to Open** |
---|---|---|---|
13 Month | 4.17% | 4.25% | $500.00 |
*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."
**Minimum balance to earn APY is $10.00
Add-On IRA Certificate of Deposit
Type of Account | Interest Rate | APY | Minimum Balance to Open* |
---|---|---|---|
12 Month | 0.15% | 0.15% | $50.00 |
*Minimum balance to earn APY is $10.00.