Rates

The following Interest Rates and Annual Percentage Yields (APY) are accurate as of August 03, 2015.

Subject to people residing or working in Hampden or Hampshire Counties of MA; Greater Granby CT Area, Northern Hartford or Northern Tolland Counties of CT.

Questions about deposit rates?  Contact a Customer Service Representative at 413-568-1911, 1-800-995-5734 or visit one of our branches.

Savings Accounts

Type of Account

Interest Rate

APY

Min. balance to earn APY

Classic Statement

0.10%

0.10%

$10.00

Free Statement*

0.10%

0.10%

$10.00

Ready, Set, Grow

0.10%

0.10%

$10.00

Signature**

0.15%

0.15%

$10.00

* Only available to WB Free or WB 18-25 checking account owners

** Only available to WB Signature checking account owners 

Interest Checking Account

Type of Account

Interest Rate

APY

Min. balance to earn APY*

WB Interest

0.10%

0.10%

$10.00

*Minimum to open account is $10.00

Money Market Accounts

Type of Account

Interest Rate

APY

Min. balance to earn APY

Summit Money Market

0.10%

0.10%

$10.00 to $9,999.99

0.10%

0.10%

 $10,000 to 24,999.99

0.10%

0.10%

$25,000 to $49,999.99

0.10%

0.10%

$50,000 to $99,999.99

0.10%

0.10%

$100,000 & Over

Performance Money Market* 

0.15%

0.15%

$10.00 to $99,999.99

0.30%

0.30%

$100,000.00 to $249,999.99

0.40%

0.40%

$250,000.00 to $499,999.99

0.45%

0.45%

$500,000.00 & Over  

IRA Money Market

0.10%

0.10%

$10.00 to $24,999.99

0.15%

0.15%

$25,000.00 to $49,999.99

0.20%

0.20%

$50,000.00 to $99,999.99

0.20%

0.20%

$100,000.00 to $249,999.99

0.20%

0.20%

$250,000.00 & Over 

 *Only available to WB Performance Checking account owners

Business Money Market Accounts

Type of Account

Interest Rate

APY

Min. balance to earn APY

Business Money Market*

0.10% 

0.10% 

$10.00 to $24,999.99

0.10% 

0.10% 

$25,000 to $49,999.99

0.10% 

0.10% 

$50,000 to $249,999.99

0.15%

0.15%

$250,000 to $499,999.99

0.15%

0.15%

$500,000 to $1,999,999.99

0.15%

0.15%

$2,000,000 and over

Business Prime Money Market**

0.15%

0.15%

$10.00 to $499,999.99

0.15%

0.15%

$500,000 and over

*$5 monthly service charge if balance is below $500
**Only available to Business checking account owners

Certificates of Deposit

Type of Account

Interest Rate

APY

Min. balance to open*

3 Month WB Classic

0.10%

0.10%

$1,000.00

6 Month WB Classic

0.20%

0.20%

$1,000.00

12 Month WB Classic

0.30%

0.30%

$1,000.00

24 Month WB Classic

0.50%

0.50%

$1,000.00

36 Month WB Classic

0.75%

0.75%

$1,000.00

48 Month WB Classic

1.00%

1.00%

$1,000.00

*Minimum balance to earn APY is $10.00   

Signature Certificates of Deposit*

Type of Account

Interest Rate

APY

Min. balance to open**

11 Month WB Signature

1.00%

1.00%

$1,000.00

18 Month WB Signature

1.49%

1.50%

$1,000.00

60 Month WB Signature

1.74%

1.75%

$1,000.00

*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."
**Minimum balance to earn APY is $10.00

IRA Certificates of Deposit

Type of Account

Interest Rate

APY

Min. balance to open*

12 Month WB Classic

 0.30%

 0.30%

$500.00

24 Month WB Classic

0.50%

0.50%

$500.00

36 Month WB Classic

0.75%

0.75%

$500.00

48 Month WB Classic

 1.00%

 1.00%

$500.00

*Minimum balance to earn APY is $10.00

Signature IRA Certificates of Deposit*

Type of Account

Interest Rate

APY

Min. balance to open**

11 Month WB Signature

1.00%

1.00%

$500.00

18 Month WB Signature

1.49%

1.50%

$500.00

60 Month WB Signature

1.74%

1.75%

$500.00

*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."

**Minimum balance to earn APY is $10.00

WB Retirement Accumulator Certificate of Deposit*

Type of Account

Interest Rate

APY

Min. balance to open**

13 Month

1.09%

1.10%

$500.00

*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."

**Minimum balance to earn APY is $10.00

Add-On IRA Certificate of Deposit

Type of Account

Interest Rate

APY

Min. balance to open*

12 Month

0.40%

0.40%

$50.00

*Minimum balance to earn APY is $10.00.

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