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1-800-995-5734
Deposit Rates
The following Interest Rates and Annual Percentage Yields (APY) are accurate as of December 6, 2019.
Subject to customers residing or working in Hampden or Hampshire Counties of MA; Greater Granby CT Area, Northern Hartford or Northern Tolland Counties of CT.
Important Information
- For all savings and checking accounts, the interest rates are variable. For variable rate accounts, the rate may change after the account is opened.
- Fees could reduce earnings on the accounts.
- For time deposits, a penalty may be imposed for early withdrawal.
Questions about deposit rates?
Contact a Customer Service Representative at (413) 568-1911, (800) 995-5734 or visit one of our convenient offices.
Savings Accounts
|
Type of Account |
Interest Rate |
APY |
Min. balance to earn APY |
|---|---|---|---|
|
Classic Statement |
0.10% |
0.10% |
$10.00 |
|
Free Statement* |
0.10% |
0.10% |
$10.00 |
|
Ready, Set, Grow |
0.10% |
0.10% |
$10.00 |
|
Signature** |
0.15% |
0.15% |
$10.00 |
* Only available to WB Free or WB 16-25 checking account owners
** Only available to WB Signature checking account owners
Interest Checking Account
|
Type of Account |
Interest Rate |
APY |
Min. balance to earn APY* |
|---|---|---|---|
|
WB Interest |
0.10% |
0.10% |
$10.00 |
*Minimum to open account is $10.00
Money Market Accounts
|
Type of Account |
Interest Rate |
APY |
Min. balance to earn APY |
|---|---|---|---|
|
Summit Money Market |
0.10% |
0.10% |
$10.00 to $9,999.99 |
|
0.10% |
0.10% |
$10,000 to 24,999.99 |
|
|
0.10% |
0.10% |
$25,000 to $49,999.99 |
|
|
0.10% |
0.10% |
$50,000 to $99,999.99 |
|
|
0.10% |
0.10% |
$100,000 & Over |
|
|
Performance Money Market* |
0.15% |
0.15% |
$10.00 to $99,999.99 |
|
0.30% |
0.30% |
$100,000.00 to $249,999.99 |
|
|
0.40% |
0.40% |
$250,000.00 to $499,999.99 |
|
|
0.45% |
0.45% |
$500,000.00 & Over |
|
|
IRA Money Market |
0.10% |
0.10% |
$10.00 to $24,999.99 |
|
0.15% |
0.15% |
$25,000.00 to $49,999.99 |
|
|
0.20% |
0.20% |
$50,000.00 to $99,999.99 |
|
|
0.20% |
0.20% |
$100,000.00 to $249,999.99 |
|
|
0.20% |
0.20% |
$250,000.00 & Over |
*Only available to WB Performance Checking account owners
Business Money Market Accounts
|
Type of Account |
Interest Rate |
APY |
Min. balance to earn APY |
|---|---|---|---|
|
Business Money Market* |
0.10% |
0.10% |
$10.00 to $24,999.99 |
|
0.10% |
0.10% |
$25,000 to $49,999.99 |
|
|
0.10% |
0.10% |
$50,000 to $249,999.99 |
|
|
0.15% |
0.15% |
$250,000 to $499,999.99 |
|
|
0.15% |
0.15% |
$500,000 to $1,999,999.99 |
|
|
0.15% |
0.15% |
$2,000,000 and over |
|
|
Business Prime Money Market** |
0.15% |
0.15% |
$10.00 to $499,999.99 |
|
0.15% |
0.15% |
$500,000 and over |
*$5 monthly service charge if balance is below $500
**Only available to Business checking account owners
Certificates of Deposit
|
Type of Account |
Interest Rate |
APY |
Min. balance to open* |
|---|---|---|---|
|
3 Month WB Classic |
0.10% |
0.10% |
$1,000.00 |
|
6 Month WB Classic |
0.20% |
0.20% |
$1,000.00 |
|
7 Month WB Classic |
1.34% |
1.35% |
$1,000.00 |
|
12 Month WB Classic |
0.30% |
0.30% |
$1,000.00 |
|
24 Month WB Classic |
0.50% |
0.50% |
$1,000.00 |
|
36 Month WB Classic |
0.75% |
0.75% |
$1,000.00 |
|
48 Month WB Classic |
1.00% |
1.00% |
$1,000.00 |
|
60 Month WB Classic |
1.24% |
1.25% |
$1,000.00 |
*Minimum balance to earn APY is $10.00
Signature Certificates of Deposit*
|
Type of Account |
Interest Rate |
APY |
Min. balance to open** |
|---|---|---|---|
|
7 Month WB Signature |
1.59% |
1.60% |
$1,000.00 |
|
11 Month WB Signature |
1.69% |
1.70% |
$1,000.00 |
*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."
**Minimum balance to earn APY is $10.00
Business Certificates of Deposit*
|
Type of Account |
Interest Rate |
APY |
Min. balance to open* |
|---|---|---|---|
|
6 Month Business CD |
0.20% |
0.20% |
$1,000.00 |
|
7 Month Business CD** |
1.34% |
1.35% |
$1,000.00 |
|
12 Month Business CD |
0.30% |
0.30% |
$1,000.00 |
|
24 Month Business CD |
0.50% |
0.50% |
$1,000.00 |
|
48 Month Business CD |
1.00% |
1.00% |
$1,000.00 |
*Minimum balance to earn APY is $10.00
**Only available to Business checking account owners
IRA Certificates of Deposit
|
Type of Account |
Interest Rate |
APY |
Min. balance to open* |
|---|---|---|---|
|
7 Month WB Classic |
1.34% |
1.35% |
$500.00 |
|
12 Month WB Classic |
0.30% |
0.30% |
$500.00 |
|
24 Month WB Classic |
0.50% |
0.50% |
$500.00 |
|
36 Month WB Classic |
0.75% |
0.75% |
$500.00 |
|
48 Month WB Classic |
1.00% |
1.00% |
$500.00 |
|
60 Month WB Classic |
1.24% |
1.25% |
$500.00 |
*Minimum balance to earn APY is $10.00
Signature IRA Certificates of Deposit*
|
Type of Account |
Interest Rate |
APY |
Min. balance to open** |
|---|---|---|---|
|
7 Month WB Signature |
1.59% |
1.60% |
$500.00 |
|
11 Month WB Signature |
1.69% |
1.70% |
$500.00 |
*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."
**Minimum balance to earn APY is $10.00
WB Retirement Accumulator Certificate of Deposit*
|
Type of Account |
Interest Rate |
APY |
Min. balance to open** |
|---|---|---|---|
|
13 Month |
1.69% |
1.70% |
$500.00 |
*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."
**Minimum balance to earn APY is $10.00
Add-On IRA Certificate of Deposit
|
Type of Account |
Interest Rate |
APY |
Min. balance to open* |
|---|---|---|---|
|
12 Month |
0.40% |
0.40% |
$50.00 |
*Minimum balance to earn APY is $10.00.
