Deposit Rates

The following Interest Rates and Annual Percentage Yields (APY) are accurate as of
June 26, 2017.

Subject to customers residing or working in Hampden or Hampshire Counties of MA; Greater Granby CT Area, Northern Hartford or Northern Tolland Counties of CT.

Important Information

For all savings and checking accounts, the interest rates are variable. For variable rate accounts, the rate may change after the account is opened.
Fees could reduce earnings on the accounts.
For time deposits, a penalty may be imposed for early withdrawal.

Questions about deposit rates?

Contact a Customer Service Representative at (413) 568-1911, (800) 995-5734 or visit one of our convenient offices.

Savings Accounts

Type of Account	Interest Rate	APY	Min. balance to earn APY
Classic Statement	0.10%	0.10%	$10.00
Free Statement*	0.10%	0.10%	$10.00
Ready, Set, Grow	0.10%	0.10%	$10.00
Signature**	0.15%	0.15%	$10.00

* Only available to WB Free or WB 18-25 checking account owners

** Only available to WB Signature checking account owners

Interest Checking Account

Type of Account	Interest Rate	APY	Min. balance to earn APY*
WB Interest	0.10%	0.10%	$10.00

*Minimum to open account is $10.00

Money Market Accounts

Type of Account	Interest Rate	APY	Min. balance to earn APY
Summit Money Market	0.10%	0.10%	$10.00 to $9,999.99
	0.10%	0.10%	$10,000 to 24,999.99
	0.10%	0.10%	$25,000 to $49,999.99
	0.10%	0.10%	$50,000 to $99,999.99
	0.10%	0.10%	$100,000 & Over
Performance Money Market*	0.15%	0.15%	$10.00 to $99,999.99
	0.30%	0.30%	$100,000.00 to $249,999.99
	0.40%	0.40%	$250,000.00 to $499,999.99
	0.45%	0.45%	$500,000.00 & Over
IRA Money Market	0.10%	0.10%	$10.00 to $24,999.99
	0.15%	0.15%	$25,000.00 to $49,999.99
	0.20%	0.20%	$50,000.00 to $99,999.99
	0.20%	0.20%	$100,000.00 to $249,999.99
	0.20%	0.20%	$250,000.00 & Over

*Only available to WB Performance Checking account owners

Business Money Market Accounts

Type of Account	Interest Rate	APY	Min. balance to earn APY
Business Money Market*	0.10%	0.10%	$10.00 to $24,999.99
	0.10%	0.10%	$25,000 to $49,999.99
	0.10%	0.10%	$50,000 to $249,999.99
	0.15%	0.15%	$250,000 to $499,999.99
	0.15%	0.15%	$500,000 to $1,999,999.99
	0.15%	0.15%	$2,000,000 and over
Business Prime Money Market**	0.15%	0.15%	$10.00 to $499,999.99
	0.15%	0.15%	$500,000 and over

*$5 monthly service charge if balance is below $500
**Only available to Business checking account owners

Certificates of Deposit

Type of Account	Interest Rate	APY	Min. balance to open*
3 Month WB Classic	0.10%	0.10%	$1,000.00
6 Month WB Classic	0.20%	0.20%	$1,000.00
12 Month WB Classic	0.30%	0.30%	$1,000.00
24 Month WB Classic	0.50%	0.50%	$1,000.00
36 Month WB Classic	0.75%	0.75%	$1,000.00
48 Month WB Classic	1.00%	1.00%	$1,000.00

*Minimum balance to earn APY is $10.00

Signature Certificates of Deposit*

Type of Account	Interest Rate	APY	Min. balance to open**
11 Month WB Signature	1.00%	1.00%	$1,000.00
18 Month WB Signature	1.49%	1.50%	$1,000.00
60 Month WB Signature	1.74%	1.75%	$1,000.00

*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."
**Minimum balance to earn APY is $10.00

Business Certificates of Deposit

Type of Account	Interest Rate	APY	Min. balance to open*
6 Month Business CD	0.20%	0.20%	$1,000.00
12 Month Business CD	0.30%	0.30%	$1,000.00
24 Month Business CD	0.50%	0.50%	$1,000.00
48 Month Business CD	1.00%	1.00%	$1,000.00

*Minimum balance to earn APY is $10.00

IRA Certificates of Deposit

Type of Account	Interest Rate	APY	Min. balance to open*
12 Month WB Classic	0.30%	0.30%	$500.00
24 Month WB Classic	0.50%	0.50%	$500.00
36 Month WB Classic	0.75%	0.75%	$500.00
48 Month WB Classic	1.00%	1.00%	$500.00

*Minimum balance to earn APY is $10.00

Signature IRA Certificates of Deposit*

Type of Account	Interest Rate	APY	Min. balance to open**
11 Month WB Signature	1.00%	1.00%	$500.00
18 Month WB Signature	1.49%	1.50%	$500.00
60 Month WB Signature	1.74%	1.75%	$500.00

*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."

**Minimum balance to earn APY is $10.00

WB Retirement Accumulator Certificate of Deposit*

Type of Account	Interest Rate	APY	Min. balance to open**
13 Month	1.09%	1.10%	$500.00

*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."

**Minimum balance to earn APY is $10.00

Add-On IRA Certificate of Deposit

Type of Account	Interest Rate	APY	Min. balance to open*
12 Month	0.40%	0.40%	$50.00

*Minimum balance to earn APY is $10.00.

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