
Personal Banking Enroll ▸
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Deposit Rates
The following Interest Rates and Annual Percentage Yields (APY) are accurate as of February19, 2021.
Subject to customers residing or working in Hampden or Hampshire Counties of MA; Greater Granby CT Area, Northern Hartford or Northern Tolland Counties of CT.
Important Information
- For all savings and checking accounts, the interest rates are variable. For variable rate accounts, the rate may change after the account is opened.
- Fees could reduce earnings on the accounts.
- For time deposits, a penalty may be imposed for early withdrawal.
Questions about deposit rates?
Contact a Customer Service Representative at (413) 568-1911, (800) 995-5734 or visit one of our convenient offices.
Savings Accounts
Type of Account |
Interest Rate |
APY |
Min. balance to earn APY |
---|---|---|---|
Classic Statement |
0.05% |
0.05% |
$10.00 |
Free Statement* |
0.05% |
0.05% |
$10.00 |
Ready, Set, Grow |
0.10% |
0.10% |
$10.00 |
Signature** |
0.15% |
0.15% |
$10.00 |
* Only available to WB Free or WB 16-25 checking account owners
** Only available to WB Signature checking account owners
Interest Checking Account
Type of Account |
Interest Rate |
APY |
Min. balance to earn APY* |
---|---|---|---|
WB Interest |
0.10% |
0.10% |
$10.00 |
*Minimum to open account is $10.00
Money Market Accounts
Type of Account |
Interest Rate |
APY |
Min. balance to earn APY |
---|---|---|---|
Summit Money Market |
0.10% |
0.10% |
$10.00 to $9,999.99 |
0.10% |
0.10% |
$10,000 to 24,999.99 |
|
0.10% |
0.10% |
$25,000 to $49,999.99 |
|
0.10% |
0.10% |
$50,000 to $99,999.99 |
|
0.10% |
0.10% |
$100,000 & Over |
|
Performance Money Market* |
0.15% |
0.15% |
$10.00 to $99,999.99 |
0.20% |
0.20% |
$100,000.00 to $249,999.99 |
|
0.25% |
0.25% |
$250,000.00 to $499,999.99 |
|
0.30% |
0.30% |
$500,000.00 & Over |
|
IRA Money Market |
0.10% |
0.10% |
$10.00 to $24,999.99 |
0.10% |
0.10% |
$25,000.00 to $49,999.99 |
|
0.10% |
0.10% |
$50,000.00 to $99,999.99 |
|
0.10% |
0.10% |
$100,000.00 to $249,999.99 |
|
0.10% |
0.10% |
$250,000.00 & Over |
*Only available to WB Performance Checking account owners
Business Money Market Accounts
Type of Account |
Interest Rate |
APY |
Min. balance to earn APY |
---|---|---|---|
Business Money Market* |
0.10% |
0.10% |
$10.00 to $24,999.99 |
0.10% |
0.10% |
$25,000 to $49,999.99 |
|
0.10% |
0.10% |
$50,000 to $249,999.99 |
|
0.15% |
0.15% |
$250,000 to $499,999.99 |
|
0.15% |
0.15% |
$500,000 to $1,999,999.99 |
|
0.15% |
0.15% |
$2,000,000 and over |
|
Business Prime Money Market** |
0.15% |
0.15% |
$10.00 to $499,999.99 |
0.30% |
0.30% |
$500,000 and over |
*$5 monthly service charge if balance is below $500
**Only available to Business checking account owners
Certificates of Deposit
Type of Account |
Interest Rate |
APY |
Min. balance to open* |
---|---|---|---|
3 Month WB Classic |
0.10% |
0.10% |
$1,000.00 |
6 Month WB Classic |
0.10% |
0.10% |
$1,000.00 |
12 Month WB Classic |
0.10% |
0.10% |
$1,000.00 |
24 Month WB Classic |
0.10% |
0.10% |
$1,000.00 |
36 Month WB Classic |
0.10% |
0.10% |
$1,000.00 |
48 Month WB Classic |
0.10% |
0.10% |
$1,000.00 |
60 Month WB Classic |
0.10% |
0.10% |
$1,000.00 |
*Minimum balance to earn APY is $10.00
Signature Certificates of Deposit*
Type of Account |
Interest Rate |
APY |
Min. balance to open** |
---|---|---|---|
13 Month WB Signature |
0.25% |
0.25% |
$1,000.00 |
*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."
**Minimum balance to earn APY is $10.00
Business Certificates of Deposit*
Type of Account |
Interest Rate |
APY |
Min. balance to open* |
---|---|---|---|
6 Month Business CD |
010% |
0.10% |
$1,000.00 |
12 Month Business CD |
0.10% |
0.10% |
$1,000.00 |
13 Month Business CD** |
0.25% |
0.25% |
$1,000.00 |
24 Month Business CD |
0.10% |
0.10% |
$1,000.00 |
*Minimum balance to earn APY is $10.00
**Only available to Business checking account owners
IRA Certificates of Deposit
Type of Account |
Interest Rate |
APY |
Min. balance to open* |
---|---|---|---|
12 Month WB Classic |
0.10% |
0.10% |
$500.00 |
24 Month WB Classic |
0.10% |
0.10% |
$500.00 |
36 Month WB Classic |
0.10% |
0.10% |
$500.00 |
48 Month WB Classic |
0.10% |
0.10% |
$500.00 |
60 Month WB Classic |
0.10% |
0.10% |
$500.00 |
*Minimum balance to earn APY is $10.00
Signature IRA Certificates of Deposit*
Type of Account |
Interest Rate |
APY |
Min. balance to open** |
---|---|---|---|
13 Month WB Signature |
0.25% |
0.25% |
$500.00 |
*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."
**Minimum balance to earn APY is $10.00
WB Retirement Accumulator Certificate of Deposit*
Type of Account |
Interest Rate |
APY |
Min. balance to open** |
---|---|---|---|
13 Month |
0.25% |
0.25% |
$500.00 |
*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."
**Minimum balance to earn APY is $10.00
Add-On IRA Certificate of Deposit
Type of Account |
Interest Rate |
APY |
Min. balance to open* |
---|---|---|---|
12 Month |
0.20% |
0.20% |
$50.00 |
*Minimum balance to earn APY is $10.00.