Retirement Accounts
The decisions you make now will influence the life you have in years to come. We'll help you find the retirement plan that's right for you today—and tomorrow.
To learn more about retirement plan opportunities, opening an IRA, or moving your retirement assets, contact our Retirement Services Department at (413) 572-4282, e-mail us, or visit any of our convenient offices.
Personal Investors
Build a more secure future with an Individual Retirement Account. Choose from a Traditional IRA, Roth IRA, Inherited or Beneficiary IRA, or Coverdell Education Savings Account depending on your age and personal goals.
Self Employed Investors
A SEP (Simplified Employee Pension) Plan is an easy, low-cost retirement plan that allows employers to contribute to employees' Traditional IRAs. SEP contributions provide a tax deduction to the business owner, who can contribute up to 25% of net earnings in a plan year.
Retirement CDs
Retirement Certificates of Deposit are a safe and secure way to save. You'll enjoy peace of mind as you earn a fixed interest rate over the course of the term.
Traditional IRA
Looking for an independent retirement savings vehicle with immediate tax advantages, possible tax deductions and a high degree of flexibility? Click to learn more about Traditional IRAs.
Roth IRA
This account lets you set aside after-tax income up to a specified amount each year, with tax-free account earnings and tax-free withdrawals after age 59 1/2 if certain IRS provisions are met.
Coverdell Education Savings Account
When you're planning to finance a student's education, this account provides an additional way to help you reach your goal. The Coverdell ESA provides tax-deferred interest if certain IRS provisions are met.
Member FDIC 
